Walmart prepaid gift card balance


walmart prepaid gift card balance

Visa gift cards are sold at major retailers like Walmart, the entire balance on the card, especially when there's only $5 or $10 left. Check A Walmart Visa Gift Card Balance · 1. Online, go to www.walmartgift.com/wmgift. · 2. By phone, call 1-866-633-9096. · 3. At the store. Lowe's Gift Cards have no fees, never expire and are redeemable both in store and Can I use my Lowe's Gift Card to pay my Lowe's Credit Card balance?

Walmart prepaid gift card balance -

Can you buy gift cards with a credit card?

There are many reasons people wind up buying gift cards with a credit card, including for the sake of convenience. If you’re buying groceries at the supermarket, then why not add a needed gift card to your cart?

Aside from random gift card purchases for birthdays or teacher gifts, some people also go out of their way to buy gift cards with a credit card, usually to earn rewards or save money on a specific purchase.

“Can I buy a gift card with a credit card?” is a common question among consumers, and you should know the answer is a resounding yes. With that being said, you should make sure you understand the pros and cons, along with the potential pitfalls, before you do so.

How to purchase gift cards with a credit card

Buying gift cards in person is a breeze regardless of how you decide to pay. When you buy a gift card with a credit card in person, you simply bring the gift card to the register and choose credit as your form of payment.

The scene is similar when you buy a gift card online and pay with a credit card. If you want to buy an Amazon.com gift card online, for example, you would simply head to Amazon.com and select whether you want a gift card mailed to you, one you can print at home or a gift card via email. From there, you add the gift card to your online cart and proceed to the payment page as normal.

Plenty of other websites let you buy gift cards and pay with a credit card using a similar method, including Staples.com, Walmart.com and Target.com.

Can you earn credit card rewards doing so?

One major benefit of using a credit card to pay for gift cards is the fact you can earn rewards on your purchase. If you plan to give someone a $50 gift card for their birthday, for example, you could buy a gift card with plastic and earn points or cash back on that purchase, whereas you wouldn’t earn anything if you gave them a $50 bill instead.

Just make sure you pick the right type of rewards credit card for your gift card purchases. Some rewards credit cards only let you earn cash back, while others offer flexible rewards or points you can use in a specific airline or hotel program.

Should you purchase gift cards with a credit card?

There’s nothing wrong with paying for gift cards with a credit card, but you should know there are some major pros and cons in doing so.

Advantages include the potential for rewards on your spending, although how much you’ll earn depends on the cash back credit card or rewards credit card you have. It’s also common to find ways to buy gift cards at a discount so you can save money on a large purchase. For example, many people buy Disney gift cards at Target with the Target Redcard in order to secure 5 percent off. That may not sound like a big deal, but saving 5 percent off a Disney vacation that costs thousands can be worth the extra trouble.

As a side note, buying gift cards from small businesses can also be a helpful move if you want them to survive the economic impact of COVID-19. By buying gift cards now, you can send businesses some much-needed cash and wait to redeem your gift card for goods or services at a later date.

On the flip side, some retailers limit how many gift cards you can buy, and particularly when you pay with a credit card. Some rewards credit cards also claim in their fine print that you won’t earn any cash back or points, although this isn’t necessarily true. With The Amex EveryDay® Credit Card from American Express, for example, the terms and conditions state you earn rewards on “eligible purchases,” and that this does not include “fees or interest charges, cash advances, purchases of traveler’s checks, purchases or reloading of prepaid cards, purchases of gift cards, person-to-person payments, or purchases of any cash equivalents.”

Does purchasing a gift card count as a cash advance?

You should also be aware that some credit cards threaten to treat gift card purchases as a cash advance. In this case, you would be charged a cash advance fee and a higher interest rate, to boot.

Generally speaking, gift cards code as a cash advance when you buy them directly from a financial institution, or when you buy a prepaid card instead of a gift card. However, you can get around this by buying gift cards within your normal shopping, such as in your weekly grocery haul at the supermarket.

You can also get around dealing with surprise cash advance fees by asking retailers if their gift cards code as a cash advance or purchase before you buy, or you can call your card issuer and ask them to turn off cash advances on your card altogether.

Best credit cards for purchasing gift cards

The best credit cards to use for gift cards are ones that let you rack up as much in rewards as you possibly can. With that being said, you should choose a credit card for gift cards carefully and based on the type of rewards you hope to earn.

Here are some of the top credit cards for gift card purchases, along with where they work best:

Blue Cash Preferred® Card from American Express: Best for U.S. supermarket purchases

The Blue Cash Preferred® Card from American Express lets you earn 6 percent back on up to $6,000 spent at U.S. supermarkets each year (1 percent after that), 6 percent back on select U.S. streaming services, 3 percent back at U.S. gas stations and on transit and 1 percent back on other purchases. You can also earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months. A $95 annual fee applies ($0 introductory annual fee for the first year).

Why this card is ideal for gift cards: Use this card for gift card purchases when you shop for groceries at U.S. supermarkets and you’ll earn 6 percent back up to annual limits. You can also earn 3 percent back on gift cards purchased from U.S. gas stations.

Chase Freedom Unlimited®: Best for drugstores

The Chase Freedom Unlimited® starts you off with a $200 cash bonus when you spend $500 within three months of account opening. You also earn at least 1.5 percent back on all purchases, 5 percent back on travel booked through Chase Ultimate Rewards, 5 percent back on Lyft purchases (through March 2022), 3 percent back on dining and drugstore purchases and 1 percent back on other purchases. No annual fee applies.

Why this card is ideal for gift cards: The Chase Freedom Unlimited lets you earn 3 percent back when you buy gift cards from drugstores.

Ink Business Cash® Credit Card: Best for businesses

Sign up for the Ink Business Cash® Credit Card to earn 5 percent back on up to $25,000 spent in combined purchases at office supply stores or on internet, cable and phone services each year, 2 percent cash back on the first $25,000 spent each year at gas stations and restaurants and 1 percent back on other purchases. You can also earn $750 in bonus cash back when you sign up and spend $7,500 within three months of account opening. This card doesn’t have an annual fee.

Why this card is ideal for gift cards: Use this card for gift card purchases made at office supply stores in order to earn 5 percent back on up to $25,000 spent each cardmember year.

Costco Anywhere Visa® Card by Citi: Best for gas stations

The Costco Anywhere Visa® Card by Citi doesn’t charge an annual fee, yet you’ll earn 4 percent back on the first $7,000 you spend on eligible gas purchases each year (then 1 percent back), 3 percent back on restaurants and eligible travel purchases, 2 percent back at Costco and on Costco.com and 1 percent back on other purchases. You do need to be a paid Costco member to qualify.

Why this card is ideal for gift cards: This card lets you earn 4 percent back on gift cards purchased at gas stations, up to annual limits. Costco.com and Costco stores also offer a broad selection of gift cards you could earn 2 percent back on, including gift cards offered at a discounted rate.

Target Redcard: Best for gift card discounts

The Target Redcard is available exclusively for purchases made at Target, which means it is rather limited. However, this card doesn’t have an annual fee, and you’ll get perks like 5 percent off everything you buy at Target and Target.com, free shipping on most items and exclusive offers and savings.

Why this card is ideal for gift cards: The Target Redcard also lets you save 5 percent off specialty gift cards for travel, restaurants, subscription services and more.

The bottom line

You can absolutely buy gift cards with a credit card instead of cash or debit, but you should only do so with a plan. If you buy gift cards with plastic and don’t pay your balance in full, for example, you’ll wind up paying credit card interest on your revolving balance each month. Not only that, but you should make sure any gift card purchase you’re planning won’t trigger a cash advance fee.

If you know the risks, you can earn considerable rewards when you buy gift cards with a credit card. That’s true whether you plan to use the gift cards yourself or you’re truly buying gift cards as a gift for someone else.

All information about The Amex EveryDay® Credit Card from American Express, Costco Anywhere Visa® Card by Citi and Target Redcard has been collected independently by Bankrate and has not been reviewed or approved by the issuer.

Источник: https://www.bankrate.com/finance/credit-cards/can-you-buy-gift-cards-with-a-credit-card/

Visa Acceptance:

Use your Walmart Visa Gift Card everywhere Visa debit cards are accepted in the fifty (50) states of the United States and the District of Columbia, excluding Puerto Rico and the other United States territories. The Card may not be used at any merchant, including Internet and mail or telephone order merchants, outside of the United States or the District of Columbia. The Card may not be accepted at merchants that require manual Card imprints.

Know your balance before you shop:

Check your balance 24 hours a day at any Walmart register, www.walmartgift.com or by calling 1-866-633-9096.

Secure:

With Visa Zero Liability policy* protection, your unused balance is protected if your registered Card is ever lost or stolen. Card number is required. Applies to unauthorized transactions. Prompt notice required. Please see the Cardholder Agreement for fees, restrictions and other details.

Источник: https://www.walmartgift.com/wmgift

How To Use A Visa Gift Card On Amazon? 2 Easy Hacks To Add Gift Cards On Amazon

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With the hacks given below, one can access Visa on Amazon. How to use a Visa Gift card on Amazon? Read further ahead to know the detailed steps

how to use a visa gift card on amazon

Visa Gift Card has become the new normal way of gifting people and there are many underrated benefits to it, too. A small comparison between a Visa gift card against any other gift card would be that while other gift cards can only be used at specific locations, Visa can be used a maximum amount of times in various scenarios. Amazon, today, is changing the idea of shopping and is quickly becoming an essential part of everybody's lives. Naturally, people will wonder if gift cards can be used to shop there. Note that a Visa gift card cannot essentially be used on Amazon but there are several ways available in which one can trick the site into thinking that it's a debit/credit card. 

How to use a Visa Gift Card on Amazon?

  1. Open Amazon Homepage and click on the 'Your Account' tab from the dropdown menu
  2. Scroll down to Amazon Pay and click on 'Add Gift Card to your balance'
  3. The user will be presented with two options, either to add a gift card or add money to your gift card. Click on Add Money to Balance and enter the amount on the Visa gift card.
  4. The user will be redirected to the Payment Method page. Scroll down to 'More Ways to Pay' to add a card. Add and edit the exact information given on the gift card i.e. name, card number, expiration date.
  5. When asked for an address, the user must then add their own address as the gift card is technically not confined to any location.
  6. The gift card will successfully be added as a payment method like any other regular debit/credit card. So the next time users' shop, they can select the gift card for payment.

If a user wishes to avoid this hassle and access the gift card on Amazon easily, they can use an alternate method of buying an Amazon gift card or code from the Visa gift card balance. But the first method is advisable as an Amazon gift card can only be used for shopping at Amazon whereas a Visa gift card can be used for both Amazon as well as other physical stores.

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What to know about prepaid cards

Thinking about picking up a reloadable prepaid card? Join the club.

Recent data shows that of the nearly 7 billion credit, debit and prepaid cards in the U.S., 71% are prepaid cards.

There are more than a dozen types on the market now, and plenty of variations that can make them a wonderful or terrible financial choice. Here are the nine things you need to know about general prepaid cards.

See related: 6 questions about prepaid cards

1. Prepaid cards are more like debit than credit

Prepaid cards look like credit cards and spend like credit cards, but there’s no credit behind them. They are technically debit cards – when you use them, you’re spending your own money, not the bank’s.

Unlike traditional debit cards, however, you don’t need a bank account to use a prepaid card. You just load dollars directly onto the card and then use that balance for purchases. When the balance on the card dips too low, you reload more money.

Because prepaid cards are associated with major card networks – Visa, Mastercard, American Express and Discover – they can be used anywhere debit cards can: to buy groceries, gas up your car and even pay bills online.

And because the fees merchants pay to accept debit cards (including prepaid debit cards) are lower than those for credit cards, there may be places that will accept your prepaid card but not credit cards.

2. Prepaid cards are an alternative to banks

For more than 7 million households who don’t have a checking account, prepaid cards can offer the ease of card-based purchases without the hassles of dealing with a bank.

The popularity of prepaid cards is undeniable. In 2019 alone, 9% of American households used at least one prepaid card. The popularity of prepaid cards is due in part to their versatility.

You can use prepaid cards to book a hotel room or rent a car. And they even come with account and routing numbers, which means you can have your paycheck direct-deposited onto your card.

3. No credit is required – or built

Prepaid cards were originally designed for people with poor credit or nonexistent credit history, and they remain an excellent option for those with credit issues. It’s impossible to spend beyond your means with a prepaid card – the card expires when the preloaded dollars run out – which makes it a useful first card for teens or those recovering from debt.

A prepaid card will not require a credit check but neither will it help you build credit since spending on prepaid cards is not tracked by credit bureaus.

TD Bank’s 2019 Checking Experience Index found that the most common reasons people cited for using prepaid cards were to avoid debt and prevent overspending. The study went on to highlight the discrepancies that exist in the groups that use prepaid cards. Unbanked Americans represent 7% of the population, but 23% of prepaid card users.

4. Look for features that suit your needs

When choosing a prepaid card, look for a card that fits your specific needs. For instance, some prepaid cards let you pay bills online, and even up automatic monthly payments. Some will issue payments via electronic check issued by the card company or let you withdraw cash from an ATM using a special PIN.

If you’re looking to use your prepaid card long term, consider getting a card that doesn’t charge fees to reload. It’s also a good idea to know if purchase protection coverage is offered by the card issuer and if it charges ATM and foreign transaction fees.

Managing your prepaid card is easier than ever with online account access. Many cards such as Green Dot, the Walmart MoneyCard, and Amex’s Bluebird and Serve and offer apps to manage your accounts straight from your phone.

5. Options for reloading are growing

Need to put more cash on your card? You have five options:

  • Transfer money from a bank account or financial institution.
  • Have your employer direct-deposit your paycheck onto your card.
  • Transfer money from a PayPal account.
  • Reload it at a retail store such as Walmart or Walgreens.
  • Use a reload card such as MyVanilla or (for Green Dot) MoneyPak.

A reload card works like a gift card: It contains a code number that becomes linked to the amount of money you paid the cashier. Using reload cards with a PIN was a popular and convenient way to load a prepaid card online or over the phone – until PINs became a target for scammers.

6. Watch out for fees

You don’t pay interest on a prepaid card as you do with a credit card. Instead, you will find fees, and they often will be hidden. Unlike credit cards, which by law must disclose their terms and conditions upfront, no regulation forces pre-purchase disclosure of fees on prepaid cards.

According to the Consumer Financial Protection Bureau, some of the common fees associated with prepaid cards include monthly fees, transaction fees, inactivity fees and even fees for paying bills – the list goes on and on.

Prepaid cards can charge fees for everything from setup to reloading. The good news is that by comparison shopping, consumers can limit fees, as long as you keep a minimum balance or sign up for direct deposit.

Some cards charge for special benefits such as overseas use or automated bill pay, and most tap you for out-of-network ATM withdrawals. Fee structures vary, so it’s important to read the disclosures.

7. Shop around

The prepaid industry has expanded in recent years, and consumers have many options to choose from.

These include prepaid cards with benefits aimed at specific lifestyles. Expect to see more incentives such as Walmart’s cash back rewards, which gives cardholders 3% cash back for using their Walmart MoneyCard at Walmart.com, and 1% back for using it in-store.

8. Prepaid cards can help you manage your money

Even for people with a regular bank account, a prepaid card can be an effective budgeting tool. Load your monthly grocery budget onto a prepaid card and use it strictly at the supermarket; when the money’s gone, your spending stops automatically.

“Many general-purpose reloadable prepaid cards are specifically designed to help consumers manage their spending while limiting costs and risks,” said Richard Cordray, former director of the CFPB, in a 2016 speech.

9. You’re protected

“While prepaid cards were developed by entrepreneurs as an alternative to banking, the funds in these accounts are almost always held by a bank or credit union and enjoy federal deposit insurance,” Cordray said.

Even those not issued by a bank offer the zero liability protections of the payment network noted on the card, such as Mastercard or Visa. If you report the loss or theft of a registered card to the issuer, most will restore your original balance and issue a new card. In other words, a prepaid card works like a debit card, minus many of the risks and, of course, the bank account.

Best prepaid cards of 2021

Blue Netspend Visa Prepaid Card

This prepaid card is a good choice for consumers who don’t have a traditional bank account. It allows card owners to get paychecks up to two days early and doesn’t charge fees for uploading checks.

Bluebird by American Express

Bluebird by American Express offers impressive benefits for a prepaid card and is a good option for anyone looking to build their credit or simply stick to a budget. Notable card features include access to a network of 30,000 ATMs and low balance alerts from your Bluebird account.

Greenlight Prepaid Mastercard

Adults aren’t the only ones who can benefit from a prepaid card. With Greenlight, consumers can create subaccounts for their children and set specific spending and store limits to teach them how to manage money.

Walmart MoneyCard

The Walmart MoneyCard is a good choice for customers who frequently shop at Walmart stores. Despite being a prepaid card, it offers rewards of up to 3% cash back for online purchases. Card owners can earn up to $75 a year in cash back just for shopping with their card.

Editorial Disclaimer

The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.

Melody Warnick is a former CreditCards.com personal finance contributor.

Источник: https://www.creditcards.com/credit-card-news/what-to-know-about-prepaid-cards/

CVS pharmacy

CVS.com® is not available to customers or patients who are located outside of the United States or U.S. territories. We apologize for any inconvenience.

For U.S. military personnel permanently assigned or on temporary duty overseas, please call our Customer Service team at 1-800-SHOP CVS (1-800-746-7287) if you need assistance with your order.

Источник: https://www.cvs.com/content/gift-cards

Visa Gift Cards

The Giftcards.com Visa® Gift Card, Visa Virtual Gift Card, and Visa eGift Card are issued by MetaBank®,N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Visa Gift Card can be used everywhere Visa debit cards are accepted in the US. No cash or ATM access. The Visa Virtual Gift Card can be redeemed at every internet, mail order, and telephone merchant everywhere Visa debit cards are accepted in the US. No cash or ATM access. The Giftcards.com Visa eGift Card can be redeemed online or in stores everywhere contactless Visa debit cards are accepted in the U.S. No cash or ATM access. The Giftcards.com Visa Reward Cards are issued by MetaBank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Visa Reward Card can be used everywhere Visa debit cards are accepted. No cash or ATM Access. The Giftcards.com Mastercard® Gift Cards are issued by MetaBank, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. The Mastercard Gift Virtual Account is issued by MetaBank, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard Gift Virtual Account can be redeemed at every internet, mail order, and telephone merchant everywhere Debit Mastercard is accepted in the US. Mastercard Gift Cards can be used everywhere Debit Mastercard is accepted in the US. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The merchants represented are not sponsors of Giftcards.com or otherwise affiliated with Giftcards.com The logos and other identifying marks attached are trademarks of and owned by each represented company and/or its affiliates. Please visit each company's website for additional terms and conditions.

Giving Good Gift Cards, Happy Gift Cards, Holiday Favorites Gift Cards, and Choice Gift Cards are curated by Blackhawk Network and issued by MetaBank®, N.A., Member FDIC.

Источник: https://www.giftcards.com/visa-gift-cards
Flipkart Kya Bolti Public Answers March 19, 2021: Answer And Win Exciting Rewards

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What are Paramount+ gift cards?

Paramount+ gift cards are a great way to gift friends and family with a Paramount+ subscription. You can choose from $25.00, $50.00, and $100 denominations ($100 gift cards available online only) that can be applied towards our Essential or Premium plans. Learn more about our gift cards here:


Can I still use my CBS All Access gift card for Paramount+?
Yes, CBS All Access gift cards are still a valid form of payment for Paramount+, and never expire! And if you only see CBS All Access gift cards available for purchase, don't worry. You can use them just as you would a Paramount+ gift card. 


What can gift cards be redeemed for?
With a Paramount+ gift card, you can:
  • Start an Essential or Premium plan
  • Apply it to existing plans
  • Upgrade to a Premium plan 

Where can I purchase gift cards?
Paramount+ gift cards are available for purchase in-store and online. If you have a CBS All Access gift card, it will still work with Paramount+!

You can purchase gift cards in-store at major retailers:

  • Barnes & Noble
  • Barnes & Noble college bookstores
  • Best Buy
  • CVS
  • GameStop
  • HEB
  • Meijer
  • PC Richard
  • Sam's Club
  • Speedway
  • Wakefern
  • Walmart

You can purchase Paramount+ gift cards online at these retailers:
Where can gift cards be redeemed?
Gift cards are redeemable online via desktop or mobile web ONLY. Click here to redeem. 

How do I redeem my gift card?
It's easy to use your gift card:
  1. Click here.
  2. Enter the PIN located on the back of your card.
  3. Sign up or sign in to your paramountplus.com account. Note: You must have a paramountplus.com account to redeem a gift card.
  4. Choose the subscription plan to which you would like to apply your gift card.
  5. The gift card funds will be immediately applied to your account, and you can start watching Paramount+!
Note: You do not need to enter any credit card information when redeeming your Paramount+ gift card. But if you'd like to avoid service interruptions once your gift card balance has been used in full, you can enter your payment information (credit card or PayPal) now.  
 

Can I use a gift card to purchase annual plans?
If you're a new Paramount+ subscriber, you can use a gift card to purchase a monthly plan at sign up, but not an annual plan. However, after signing up for the monthly plan, you can upgrade to an annual plan at any time. Your gift card balance will be applied to your annual plan cost.  

Can I use my gift card for a Premium subscription plan?
Yes! During the redemption process, when prompted to choose your subscription, simply click on "Premium." You can begin streaming commercial-free content immediately. Please note that live TV streams have commercials, and a few shows include brief what is a high yield checking account interruptions to keep you in the loop on new and upcoming Paramount+ programming.

Can I buy and use multiple gift cards at the same time?
Yes! Please note that each gift card has its own unique PIN, and must be entered separately.  

How many months of Paramount+ can I get with my gift card?
That depends upon the value of your gift card, the subscription plan you choose: Essential ($4.99/month) or Premium ($9.99/month), and any taxes or fees that may apply. For more information, please see our Gift Card Terms & Conditions.  

Will my plan continue to renew every month until I run out of gift card walmart prepaid gift card balance, your plan will continue to renew on your billing date until you run out of credit, switch or cancel your plan. We'll send you an email reminder when you're getting low on credit so you can enter a payment method and continue to enjoy your Paramount+ service uninterrupted.

If you've already entered a payment method, that method will be billed on a recurring, monthly basis after your gift card credit runs out.  

How do I use my gift card if I signed up for Paramount+ via my a third party?
As a third-party subscriber, you can't redeem a gift card on your existing account. However, if you'd like to use a gift card, you can create a new account on paramountplus.com with these steps:

  1. After entering your gift card PIN at paramountplus.com/gift, you'll be asked to sign in to or sign up for a paramountplus.com account.
  2. Select "Sign Up" and enter your information.
  3. Make sure to choose a different email address than what you use for your Amazon, Google Play, iTunes, or Roku account.

Your gift card will then be applied to your new subscription. 

Can I use only a portion of my gift card?
No, you cannot redeem incremental amounts of your gift card. Upon entering your gift card PIN, the entire value of the gift card will be credited to your Paramount+ account, and your gift card will be void. 

Where can I find my gift card balance?
You can check your gift card balance by visiting your account page at paramountplus.com. Your balance will be under "Subscription & Billing."

Can I get a refund for a lost or stolen gift card?
No, per our Paramount+ Subscription Terms (viacomcbs.legal/us/en/pplus/sub-terms), we’re unable to issue replacements or refunds if your gift card is lost or stolen.

Источник: https://help.paramountplus.com/s/article/PD-What-are-paramount-gift-cards

How to Check Walmart MoneyCard Balance

If you have a Walmart MoneyCard and would like to check the balance, we will walk you through the process.

This post on How to Check Walmart MoneyCard Balance will cover:

  • Why You Should Check Your Card Balance Regularly
  • How to Check Walmart MoneyCard Balance
  • How to Speak to a Live Person at Walmart MoneyCard
  • Walmart MoneyCard Frequently Asked Questions

"How to Check Walmart MoneyCard Balance"

Why You Should Check Your Card Balance Regularly

If you have a Walmart MoneyCard, it is important to keep track of money coming into your account and how much is going out.

This is important, especially if you are using the card to pay bills and also make purchases at the same time.

That is why we recommend checking the balance on your Walmart MoneyCard regularly.

You can use this opportunity to also review completed transactions and make note of pending transactions that have not yet cleared.

That way, you know how much money you have in your account that can be used to make purchases or how much you have available to withdraw at an ATM.

In the post below, we will explain the different ways you can check the balance on your card.

If you checked your balance and there is an issue or you have suspicious transactions, we have provided tips below on how to call customer service and speak to a live person.

At the end of the post, we have also provided answers to the most asked questions about the Walmart MoneyCard for your convenience.

How to Check Walmart MoneyCard Balance

There are four options available to you for checking your Walmart MoneyCard balance:

Option 1: Use the Mobile App

The Walmart MoneyCard mobile app allows you to check your card balance. Simply download the app fromGoogle Play or theApp Store and log in with your User ID and Password to access your account information balance.

If you don’t remember your User ID or Password, or have not yet set up your online MoneyCard account, see ourWalmart MoneyCard Login article for help.

Option 2: Sign up for Text Message

You can also check your MoneyCard balance by signing up for text alerts. This can be done bylogging into your account and opting in for text alerts.

Once you’ve opted-in, here’s how to check your card balance by text.

  1. Enter a text message to Walmart – Text “BALXXXX” (last 4-digits of your card) to 96411 to retrieve your balance.

    For example, If the last four numbers of your Walmart MoneyCard are “4578,” enter a text message that reads “BAL 4578.”
  2. Send the text message – Send the text message to “96411,” which spells “WM411.”
  3. Wait for a response – After a few moments, check your text messages for a text from Walmart that shows your current Walmart MoneyCard balance.

Walmart does not charge a fee to use this service, but your mobile phone carrier may charge text messaging fees.

Option 3: Receive Account Alerts

If you prefer to receive a daily text or email message with your balance,log-in to your MoneyCard account online and enroll in account alerts.

Option 4: Call Customer Service

Lastly, you can also check the balance on your card by calling customer service at 1-877-937-4098. A representative can help you with any questions you may have about your balance or transactions.

If after checking your Walmart MoneyCard balance, you notice any suspicious or transaction you did not make, here’s what to do:

Call Walmart MoneyCard customer service right away. Here’s how to connect to a live representative call.

How to Speak to a Live Person at Walmart MoneyCard

Here’s how to speak to a Live Person at Walmart Customer Service

Step 1 – Call the customer service phone number at 1-877-937-4098

Step 2 – You will hear the auto-attendant go through menu options. Press 5, then enter your Social Security Number and Zip Code.

Walmart MoneyCard Frequently Asked Questions

Here are the most frequently asked transaction questions about the MoneyCard.

What Does Pending Transaction Mean?

A transaction in a “Pending” status in your MoneyCard account means that purchase may not post to your card for a few days.

To make sure you have enough money for a purchase, merchants request approval for the purchase amount.

This holds the money for them and is considered a “pending” purchase until the merchant actually collects the money from Walmart MoneyCard.

However, once the merchant collects the money from Walmart MoneyCard, that transaction then changes into a “posted” purchase.

You can review both your pending and posted purchases on the Transaction History page in your Walmart MoneyCard account.

Why is the amount pending sometimes different than what I actually spent?

This is common with charges made at hotels, car rentals, and restaurants.

These businesses typically have a policy that requires them to pre-authorize and temporarily hold an amount of money from your card balance that is greater than your actual purchase amount.

However, once your purchase is processed by the merchant, your card balance will reflect the amount of your actual purchase.

The availability of the pre-authorized funds can take up to 10 days (90 days for car rentals) to be released back into your card balance.

Can I deposit cash to my Walmart MoneyCard account using an ATM?

Unfortunately, you cannot deposit cash to a Walmart MoneyCard using an ATM.

However, there are 4 walmart prepaid gift card balance ways to deposit cash to your card:

The first option is using the Walmart MoneyCard app.

Another way of adding cash to your card is by using the Walmart Rapid Reload process.

Third, you can also deposit cash into your account using the MoneyPak service.

Finally, an easy way to add cash to your card is by going to a participating Walmart store and adding cash or by cashing a check and adding the money 1st amendment right to assemble your card.

Summary

We hope this post on How to Check Walmart MoneyCard Balance was helpful.

If your question was not answered and are still having trouble checking your card balance, please let us know in the comments section below.

Be sure to check out our other articles on Walmart MoneyCard including Walmart MoneyCard Login [Plus How to Activate New Card] and how to contact Walmart MoneyCard Customer Service. 

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Источник: https://giftcardrescue.com/check-walmart-moneycard-balance/

What to know about prepaid cards

Thinking about picking up a reloadable prepaid card? Join the club.

Recent data shows that of the nearly 7 billion credit, debit and prepaid cards in the U.S., 71% are prepaid cards.

There are more than a dozen types on the market now, and plenty of variations that can make them a wonderful or terrible financial choice. Here are the nine things you need to know about general prepaid cards.

See related: 6 questions about prepaid cards

1. Prepaid cards are more like debit than credit

Prepaid cards look like credit cards and spend like credit cards, but there’s no credit behind them. They are technically debit cards – when you use them, you’re spending your own money, not the bank’s.

Unlike traditional debit cards, however, you don’t need a bank account to use a prepaid card. You just load dollars directly onto the card and then use that balance for purchases. When the balance on the card dips too low, you reload more money.

Because prepaid cards are associated with major card networks – Visa, Mastercard, American Express and Discover – they can be used anywhere debit cards can: to buy groceries, gas up your car and even pay bills online.

And because the fees merchants pay to accept debit cards (including prepaid debit cards) are lower than those for credit cards, there may be places that will accept your prepaid card but not credit cards.

2. Prepaid cards are an alternative to banks

For more than 7 million households who don’t have a checking account, prepaid cards can offer the ease of card-based purchases without the hassles of dealing with a bank.

The popularity of prepaid cards is undeniable. In 2019 alone, 9% of American households used at least one prepaid card. The popularity of prepaid cards is due in part to their versatility.

You can use prepaid cards to book a hotel room or rent a car. And they even come with account and routing numbers, which means you can have your paycheck direct-deposited onto your card.

3. No credit is required – or built

Prepaid cards were originally designed for people with poor credit or nonexistent credit history, and they remain an excellent option for those with credit issues. It’s impossible to spend beyond your means with a prepaid card – the card expires when the preloaded dollars run out – which makes it a useful first card for teens or those recovering from debt.

A prepaid card will not require a credit check but neither will it help you build credit since spending on prepaid cards is not tracked by credit bureaus.

TD Bank’s 2019 Checking Experience Index found that the most common reasons people cited for using prepaid cards were to avoid debt and prevent overspending. The study went on to highlight the discrepancies that exist in the groups that use prepaid cards. Unbanked Americans represent 7% of the population, but 23% of prepaid card users.

4. Look for features that suit your needs

When choosing a prepaid card, look for a card that fits your walmart prepaid gift card balance needs. For instance, some prepaid cards let you pay bills online, and even up automatic monthly payments. Some will issue payments via electronic check issued by the card company or let you withdraw cash from an ATM using a special PIN.

If you’re looking to use your prepaid card long term, consider getting a card that doesn’t charge fees to reload. It’s also a good idea to know if purchase protection coverage is offered by the card issuer and if it charges ATM and foreign transaction fees.

Managing your prepaid card is easier than ever with online account access. Many cards such as Green Dot, the Walmart MoneyCard, and Amex’s Bluebird and Serve and offer apps to manage your accounts straight from your phone.

5. Options for reloading are growing

Need to put more cash on your card? You have five options:

  • Transfer money from a bank account or financial institution.
  • Have your employer direct-deposit your paycheck onto your walmart prepaid gift card balance money from a PayPal account.
  • Reload it at a retail store such as Walmart or Walgreens.
  • Use a reload card such as MyVanilla or (for Green Dot) MoneyPak.

A reload card works like a gift card: It contains a code number that becomes linked to the amount of money you paid the cashier. Using reload cards with a PIN was a popular and convenient way to load a prepaid card online or over the phone – until PINs became a target for scammers.

6. Watch out for fees

You don’t pay interest on a prepaid card as you do with a credit card. Instead, you will find fees, and they often will be hidden. Unlike credit cards, which by law must disclose their terms and conditions upfront, no regulation forces pre-purchase disclosure of fees on prepaid cards.

According to the Consumer Financial Protection Bureau, some of the common fees associated with prepaid cards include monthly fees, transaction fees, inactivity fees and even fees for paying bills – the list goes on and on.

Prepaid cards can charge fees for everything from setup to reloading. The good news is that by comparison shopping, consumers can limit fees, as long as you keep a minimum balance or sign up for direct deposit.

Some cards charge for special benefits such as overseas use or automated bill pay, and most tap you for out-of-network ATM withdrawals. Fee structures vary, so it’s important to read the disclosures.

7. Shop around

The prepaid industry has expanded in recent years, and consumers have many options to choose from.

These include prepaid cards with benefits aimed at specific lifestyles. Expect to see more incentives such as Walmart’s cash back rewards, which gives cardholders 3% cash back for using their Walmart MoneyCard at Walmart.com, and 1% back for using it in-store.

8. Prepaid cards can help you manage your money

Even for people with a regular bank account, a prepaid card can be an effective budgeting tool. Load your monthly grocery budget onto a prepaid card and use it strictly at the supermarket; when the money’s gone, your spending stops automatically.

“Many general-purpose reloadable prepaid cards are specifically designed to help consumers manage their spending while limiting costs and risks,” said Richard Cordray, former director of the CFPB, in a 2016 speech.

9. You’re protected

“While prepaid cards were developed by entrepreneurs as an alternative to banking, the funds in these accounts are almost always held by a bank or credit union and enjoy federal deposit insurance,” Cordray said.

Even those not issued by a bank offer the zero liability protections of the payment network noted on the card, such as Mastercard or Visa. If you report the loss or theft of a registered card to the issuer, most will restore your original balance and issue a new card. In other words, a prepaid card works like a debit card, minus many of the risks and, of course, the bank account.

Best prepaid cards of 2021

Blue Netspend Visa Prepaid Card

This prepaid card is a good choice for consumers who don’t have a traditional bank account. It allows card owners to get paychecks up to two days early and doesn’t charge fees for uploading checks.

Bluebird by American Express

Bluebird by American Express offers impressive benefits for a prepaid card and is a good option for anyone looking to build their credit or simply stick to a budget. Notable card features include access to a network of 30,000 ATMs and low balance alerts from your Bluebird account.

Greenlight Prepaid Mastercard

Adults aren’t the only ones who can benefit from a prepaid card. With Greenlight, consumers can create subaccounts for their children and set specific spending and store limits to teach them how to manage money.

Walmart MoneyCard

The Walmart MoneyCard is a good choice for customers who frequently shop at Walmart stores. Despite being a prepaid card, it offers rewards of up to 3% cash back for online purchases. Card owners can earn up to $75 a year in cash back just for shopping with their card.

Editorial Disclaimer

The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.

Melody Warnick is a former CreditCards.com personal finance contributor.

Источник: https://www.creditcards.com/credit-card-news/what-to-know-about-prepaid-cards/
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How To Use A Visa Gift Card On Amazon? 2 Easy Hacks To Add Gift Cards On Amazon

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With the hacks given below, one can access Visa on Amazon. How to use a Visa Gift card on Amazon? Read further ahead to know the detailed steps

how to use a visa gift card on amazon

Visa Gift Card has become the new normal way of walmart prepaid gift card balance people and there are many underrated benefits to it, too. A small comparison between a Visa gift card against any other gift card would be that while other gift cards can only be used at specific locations, Visa can be used a maximum amount of times in various scenarios. Amazon, today, is changing the idea of shopping and is quickly becoming an essential part of everybody's lives. Naturally, people will wonder if gift cards can be used to shop there. Note that a Visa gift card cannot essentially be used on Amazon but there are several ways available in which one can trick walmart prepaid gift card balance site into thinking that it's a debit/credit card. 

How to use a Visa Gift Card on Amazon?

  1. Open Amazon Homepage and click on the 'Your Account' tab from the dropdown menu
  2. Scroll down to Amazon Pay and click on 'Add Gift Card to your balance'
  3. The user will be presented with two options, either to add a gift card or add money to your gift card. Click on Add Money to Balance and enter the amount on the Visa gift card.
  4. The user will be redirected to the Payment Method page. Scroll down to 'More Ways to Pay' to add a card. Add and edit the exact information given on the gift card i.e. name, card number, expiration date.
  5. When asked for an address, the user must then add their own address as the gift card is technically not confined to any location.
  6. The gift card will successfully be added as a payment method like any other regular debit/credit card. So the next time users' shop, they can select the gift card for payment.

If a user wishes to avoid this hassle and access the gift card on Amazon easily, they can use an alternate method of buying an Amazon gift card or code from the Visa gift card balance. But the first method is advisable as an Amazon gift card can only be used for shopping at Amazon whereas a Visa gift card can be used for both Amazon as well as other physical stores.

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Can you buy gift cards with a credit card?

There are many reasons people wind up buying gift cards with a credit card, including for the sake of convenience. If you’re buying groceries at the supermarket, then why not add a needed gift card to your cart?

Aside from random gift card purchases for birthdays or teacher gifts, some people also go out of their way to buy gift cards with a credit card, usually to earn rewards or save money on a specific purchase.

“Can I buy a gift card with a credit card?” is a common question among consumers, and you should know the answer is a resounding yes. With that being said, you should make sure you understand the pros and cons, along with the potential pitfalls, before you do so.

How to purchase gift cards with a credit card

Buying gift cards in person is a breeze regardless of how you decide to pay. When you buy a gift card with a credit card in person, you simply bring the gift card to the register and choose credit as your form of payment.

The scene is similar when you buy a gift card online and pay with a credit card. If you want to buy an Amazon.com gift card online, for example, you would simply head to Amazon.com and select whether you want a gift card mailed to you, one you can print at home or a gift card via email. From there, you add the gift card to your online cart and proceed to the payment page as normal.

Plenty of other websites let you buy gift cards and pay with a credit card using a similar method, including Staples.com, Walmart.com and Target.com.

Can you earn credit card rewards doing so?

One major benefit of using a credit card to pay for gift cards is the fact you can earn rewards on your purchase. If you plan to give someone a $50 gift card for their birthday, for example, you could buy a gift card with plastic and earn points or cash back on that purchase, whereas you wouldn’t earn anything if you gave them a $50 bill instead.

Just make sure you pick the right type of rewards credit card for your gift card purchases. Some rewards credit cards only let you earn cash back, while others offer flexible rewards or points you can use in a specific airline or hotel program.

Should you purchase gift cards with a credit card?

There’s nothing wrong with paying for gift cards with a credit card, but you should know there are some major pros and cons in doing so.

Advantages include the potential for rewards on your spending, although how much you’ll earn depends on the cash back credit card or rewards credit card you have. It’s also common to find ways to buy gift cards at a discount so you can save money on a large purchase. For example, many people buy Disney gift cards at Target with the Target Redcard in order to secure 5 percent off. That may not sound like a big deal, but saving 5 percent off a Disney vacation that costs thousands can be worth the extra trouble.

As a side note, buying gift cards from small businesses can also be a helpful move if you want them to survive the economic impact of COVID-19. By buying gift cards now, you can send businesses some much-needed cash and wait to redeem your gift card for goods or services at a later date.

On the flip side, some retailers limit how many gift cards you can buy, and particularly when you pay with a credit card. Some rewards credit cards also claim in their fine print that you won’t earn any cash back or points, although this isn’t necessarily true. With The Amex EveryDay® Credit Card from American Express, for example, the terms and conditions state you earn rewards on “eligible purchases,” and that this does not include “fees or interest charges, cash advances, purchases of traveler’s checks, purchases or reloading of prepaid cards, purchases of gift cards, person-to-person payments, or purchases of any cash equivalents.”

Does purchasing a gift card count as a cash advance?

You should also be aware that some credit cards threaten to treat gift card purchases as a cash advance. In this case, you would be charged a cash advance fee and a higher interest rate, to boot.

Generally speaking, gift cards code as a cash advance when you buy them directly from a financial institution, or when you buy a prepaid card instead of a gift card. However, you can get around this by buying gift cards within your normal shopping, such as in your weekly grocery haul at the supermarket.

You can also get around dealing with surprise cash advance fees by asking retailers if their gift cards code as a cash advance or purchase before you buy, or you can call your card issuer and ask them to turn off cash advances on your card altogether.

Best credit cards for purchasing gift cards

The best credit cards to use for gift cards are ones that let you rack up as much in rewards as you possibly can. With that being said, you should choose a credit card for gift cards carefully and based on the type of rewards you hope to earn.

Here are some of the top credit cards for gift card purchases, along with where they work best:

Blue Cash Preferred® Card from American Express: Best for U.S. supermarket purchases

The Blue Cash Preferred® Card from American Express lets you earn 6 percent back on up to $6,000 spent at U.S. supermarkets each year (1 percent after that), 6 percent back on select U.S. streaming services, 3 percent back at U.S. gas stations and on transit and 1 percent back on other purchases. You can also earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months. A $95 annual fee applies ($0 introductory annual fee for the first year).

Why this card is ideal for gift cards: Use this card for gift card purchases when you shop for groceries at U.S. supermarkets and you’ll earn 6 percent back up to annual limits. You can also earn 3 percent back on gift cards purchased from U.S. gas stations.

Chase Freedom Unlimited®: Best for drugstores

The Chase Freedom Unlimited® starts you off with a $200 cash walmart prepaid gift card balance when you spend $500 within three months of account opening. You also earn at least 1.5 percent back on all purchases, 5 percent back on travel booked through Chase Ultimate Rewards, 5 percent back on Lyft purchases (through March 2022), 3 percent back on dining and drugstore purchases and 1 percent back on other purchases. No annual fee applies.

Why this card is ideal for gift cards: The Chase Freedom Unlimited lets you earn 3 percent back when you buy gift cards from drugstores.

Ink Business Cash® Credit Card: Best for businesses

Sign up for the Ink Business Cash® Credit Card to earn 5 percent back on up to $25,000 spent in combined purchases at office supply stores or on internet, cable and phone services each year, 2 percent cash walmart prepaid gift card balance on the first $25,000 spent each year at gas stations and restaurants and 1 percent back on other walmart prepaid gift card balance. You can also earn $750 in bonus cash back when you sign up and spend $7,500 within three months of account opening. This card doesn’t have an annual fee.

Why this card is ideal for gift cards: Use this card for gift card purchases made at office supply stores in order to earn 5 percent back on up to $25,000 spent each cardmember year.

Costco Anywhere Visa® Card by Citi: Best for gas stations

The Costco Anywhere Visa® Card by Citi doesn’t charge an annual fee, yet you’ll earn 4 percent back on the first $7,000 you spend on eligible gas purchases each year (then 1 percent back), 3 percent back on restaurants and eligible travel purchases, 2 5 4 3 2 1 workout song back at Costco and on Costco.com and 1 percent back on other purchases. You do need to be a paid Costco member to qualify.

Why this card is ideal for gift cards: This card lets you earn 4 percent back on gift cards purchased at gas stations, up to annual limits. Costco.com and Costco stores also offer a broad selection of gift cards you could earn 2 percent back on, including gift cards offered at a discounted rate.

Target Redcard: Best for gift card discounts

The Target Redcard is available exclusively for purchases made at Target, which means it is rather limited. However, this card doesn’t have an annual fee, and you’ll get perks like 5 percent off everything you buy at Target and Target.com, free shipping on most items and exclusive offers and savings.

Why this card is ideal for gift cards: The Target Redcard also lets you save 5 percent off specialty gift cards for travel, restaurants, subscription services and more.

The bottom line

You can absolutely buy gift cards with a credit card instead of cash or debit, but you should only do so with a plan. If you buy gift cards with plastic and don’t pay your balance in full, for example, you’ll wind up paying credit card interest on your revolving balance each month. Not only that, but you should make sure any gift card purchase you’re planning won’t trigger a cash advance fee.

If you know the risks, you can earn considerable rewards when you buy gift cards with a credit card. That’s true whether you plan to use the gift cards yourself or you’re truly buying gift cards as a gift for someone else.

All information about The Amex EveryDay® Credit Card from American Express, Costco Anywhere Visa® Card by Citi and Target Redcard has been collected independently by Bankrate and has not been reviewed or approved by the issuer.

Источник: https://www.bankrate.com/finance/credit-cards/can-you-buy-gift-cards-with-a-credit-card/
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walmart prepaid gift card balance
walmart prepaid gift card balance

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